Surfpin

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Surfpin

Surfpin provides a comprehensive micropayments solution for merchants to charge for digital content and services. Using Surfpin, consumers can now instantly and securely purchase these via their mobile phone. Micropayments are strategically applied in environments where high traffic volumes will yield a large aggregate return from low value transactions.

Our technology manages the process of accepting micropayments by integrating with mobile phone operators worldwide. With Surfpin’s ever expanding global network, merchants can now accept micropayments in Europe, Asia and the United States. These payments can be used for digital content purchase such as games, music, movies, comics and electronic books. Micropayments can also be used to charge for digital services such as P2P applications and access to website member areas.

Existing methods of online payment are not well suited to items of small value purchased in high numbers. The time taken to input personal data along with the fear of potential security risks dissuades many visitors from making purchases online.

The value of this untapped potential can be realized with Surfpin micropayments:

	Huge user appeal with fast, fuss free payment, a typical transaction takes seconds.
	No credit card details are required giving the user security and anonymity.
	Full customer support to keep consumers satisfied.
	No merchant account is required, just a simple service agreement.
	No minimum usage requirements, standard set up is free.
	Surfpin is easy to set up with minimal integration work required.
	Wide configuration options give optimum revenue potential from any content.
	Integrates with all other payment methods or works as a standalone.
	Multiple payment window options for total visual integration with your website.
	A single point to address markets in Europe, Asia and the U.S.
	Track your online business real-time with Surfpin’s Control Panel

pay via your mobile phone – the fastest growing way to make micropayments
SMS texts are familiar to almost everyone that has a mobile phone. With Surfpin merchants can now use SMS Premium rate texts for consumers to purchase their digital products online. This solution supports both one-off micropayments and subscriptions and is accessible to consumer groups across Europe and very soon the USA.

This payment method is particularly fast to use, all the consumer has to do is text a short word such as ‘PIN’, to a five digit phone number known as a ‘short code’. Within seconds a text reply will arrive which contains the PIN. This is simply entered into the Surfpin payment window to gain access to the content.

The charge is made to user’s mobile phone bill as a premium rate text message.

payment via your landline - the method that’s open to all
The national telephone networks allow consumers to pay for digital products and services by calling a premium rate phone line. The cost is fixed and always known to the consumer before they start, so they remain confident of the amount of money spent. The cost of the transaction appears on the consumer’s phone bill. This solution allows anyone with a phone line to purchase goods. It is a quick, familiar and secure method of payment. This method supports payment by consumers in Europe and USA and anywhere else.

This payment method works via a series of automated voice instructions on a normal telephone. The PIN is delivered verbally and the charge appears as a premium rate call on the subscriber’s Telephone bill.

track incoming payments in real-time

The Surfpin customer management system provides powerful account management tools to track and analyze payment activity, right down to individual transactions. It allows the compilation of consumer data to build consumer profiles to refine the targeting of your products and help in promotions and marketing.

The system gives you a real-time window on your Surfpin account and indicates just how many payments you are taking. It can also be fully integrated into multiple payment platforms and websites providing a complete overview of transactions across your product range.

Our system is extremely flexible and can charge for micropayments in many different ways.