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Peppercoin
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Peppercoin
develops and markets an innovative suite of products and
services for processing small payments that enables merchants
and financial services companies to grow revenue and profits
through the sale of low-priced offerings. When digital
and physical merchants deploy Peppercoin, consumers can use
their debit and credit cards for purchases of any size. For
example, a consumer can pay for a parking meter, purchase a
digital news article for $0.50, or buy a pack of gum from the
corner store for $0.75.
Because
Peppercoin's service lies "behind the merchant's buy button,"
it's essentially invisible to consumers - they don't have to
register with us, or create a separate account before they buy.
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Payment
Flexibility Is The Foundation
Small payments have
unique challenges, notably, their small size makes leaves little
margin for profitability. Peppercoin enables merchants to accept
credit and debit cards for small transactions in all markets, and
extract maximum profit from these small-payment revenue streams.
Peppercoin's Small Payment Suite is
the most flexible and convenient solution for small payments.
Peppercoin offers:
 | Purchase Plan
Flexibility- Supports blended
pay-per-use, pre-paid, subscription and post-paid payments.
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| Market
Flexibility- Supports physical
point-of-sale, online and mobile transactions. |
Peppercoin uniquely
provides payment solutions for every market and transaction type.
Peppercoin helps merchants grow revenues and simultaneously decrease
costs.
Increased revenues from:
| New low-priced products that
were previously unavailable or bundled with higher priced
offerings. (For example, a single downloadable article
previously available by subscription only). |
| New customers. (A rapidly
growing number of consumers prefer to use their credit and debit
cards for payments of all sizes.) |
Peppercoin enables profitable small
payments by growing both a merchant’s top line and bottom line.
Merchants using Peppercoin will increase revenue from:
| More consumers:
Consumers prefer to use their debit and credit cards for
purchases of all sizes. |
| New content
available for sale: Many
low-priced goods and services were previously unavailable for
individual sale. |
| Online, mobile,
and physical point-of-sale channels.
Merchants that offer their low-priced products and services
through multiple channels simultaneously expand their consumer
base and increase consumer convenience. |
| Flexible business
models. Peppercoin’s robust, flexible small-payment
platform lets merchants optimize revenue and profitability
through a blend of payment offerings, including pay-as-you-go,
pre-paid, subscription, and post-paid. |
Peppercoin resolves key processing
challenges by:
| Reducing transaction
processing costs with Intelligent Aggregation™. |
| Minimizing customer service
expenses with online, automated consumer self-care. |
| Managing exposure to risk. |
The world is full of cash-based
micropayments - more than $2 trillion per year in the US according
to the Federal Reserve. Peppercoin enables a new class of small
payments to conduct these transactions electronically, benefiting
consumers, merchants, and the existing payments players.
Peppercoin helps merchants increase
revenues while decreasing costs associated with small payments.
- Increased revenues
| From new low-priced
products for sale |
| From new, card wielding
customers |
Decreased costs
| Intelligent Aggregation™
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| Automated Consumer
Self-Care |
| Lower costs resulting from
Peppercoin's distributed processing and storage |
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