Paystone

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Paystone

Paystone provides an inexpensive online payment method without the risk of charge backs from fraudulent credit card use. Paystone can efficiently handle small financial transactions (micropayments) as low as $0.25. The ability to process micropayments opens a whole new world for entrepreneurs of all sizes. A small business or individual now has a method of generating revenue from their website quickly, easily and inexpensively.

This makes a whole new range of content available to personal account holders. The large online merchant can also realize the full benefits of the Paystone solution to expand and increase the profitability of their business.

As an online business, you know how the high costs, limitations and risks of using credit cards can limit your opportunity to increase revenues. A Paystone Online Merchant Account can solve these e-commerce issues, allowing your customers pay per view access to your content.

GroupPay© is an efficient, easily implemented solution for companies who pay a large number of individuals for commissions, payroll, rebates or incentives. By eliminating the high cost of issuing, disbursing and managing checks you realize savings in all your processes.

In addition to payments Paystone also provides an email money transfer option. A Paystone account holder can send funds to the email address of anyone in many countries around the world. The recipient of the funds signs up for Paystone and can cash out the money to their local bank account. For companies sending a large volume of payments they can access our GroupPay© feature to send many individuals money all at once.

Online Personal Account - Sign Up Fee Free

	No sign up fee, no monthly fee, no fee to buy online.
	Easy to load funds from the comfort of your own home.
	Allows you to send and receive money to or from anyone with an email address.
	You can send US funds electronically to various countries around the world quickly and inexpensively. Recipients can then cash out to their local bank in their local currency.
	Paystone eliminates the need to divulge credit card information every time you shop online.
	Eliminates the inconvenience of writing checks, mailing or depositing a check and waiting for it to clear.
	Pay merchants online for amounts from $0.25 to $1000.00.
	Payments are online, real time. It's instant!
	Provides the security of 128 bit SSL encryption.
	Online real time account statement.
	Easy cash out process.

Merchant Accounts and Micropayments

	Low fees and proprietary technology make Paystone uniquely suited to handle micropayments like $0.25.
	Sell online, real time. Receive your funds instantly!
	No fraudulent credit card charge backs and you control your refund policy.
	Easy to use and no special software is required. Simply download the Paystone micropayment logo to your site. You will be ready to receive payments in less than 10 minutes.
	Access to a whole new market of non credit card users.
	Provides the security of 128 bit SSL encryption.
	Account transactions in both US or Canadian currencies.
	Online real time account statement.
	Easy cash out process.
	Optional Paystone Express ATM Card access.

Benefits of GroupPay© to your company:

Cost Effective: GroupPay© reduces the high processing costs associated with traditional payment instruments. The average cost of issuing checks is estimated at $5.00 per item. This figure includes processing, distribution, bank charges and reconciliation. Reduce this cost dramatically by sending payments electronically and decrease labor costs associated with researching lost checks, reissuing payment and placing stop payments. Facilitate service to recipients using online statements which display real time status of payments.

Convenient: GroupPay© produces detailed online statements for each payment and allows you to place stop payments on unclaimed payments at the click of a button 24 hours a day, 7 days a week.

Easily Managed: GroupPay© utilizes user-friendly technology and requires only the recipient’s email address, payment amount and optional message or reference number.

Efficient: Recipients receive payments instantly to their email address, eliminating the need to deposit checks.

Secure: Recipients will not need to worry about checks being lost in the mail.

Control: Recipients can manage their own accounts and view their account history 24 hours a day, 7 days a week.

Flexible: Recipients have numerous options for using funds, including cashing out to a personal bank account, sending money to anyone with an email address or purchasing online content at any Paystone online merchant. Bank cash out is available in many countries around the world.